how to solve bad debts

What would you do when you are suffering the bad debts problem? Applying a credit card to access to the cash to pay off the debts? Or getting a loan from loan shark company? No, you can't do that, it will only resolve your problem for temporary and the problem and the debts was still there where you have to bear a higher interest rate! The best solution to the bad debts is getting a bad credit debt consolidation from the banker. With the bad credit debt consolidation, your previous debt will be settling while you can start to create a new credit history.