save money to travel

I was thinking, after I have accumulate a sum of money, will I willing to spend it all for a trip? Save for months, even years, then spend all within one for two weeks, and get the returns of more than thousand of photos and tons of memory.

Whatever, let’s me save the money first.

features of credit card

There are many type of credit cards available in the market for different purposes, such as the airline credit cards where cardholder can collect mileage and exchange it with air ticket, or the 0% credit card which give the convenience of purchasing in installment without interest charged, and many!! Being a smart consumer, we have to know and read about the features and benefits of the card before we are applying it!

Credit Card for bad accountholder

Bad Credit Credit Cards are specially design for those who have bad credit history record for the pass or now, these type of people mostly is blacklisted by the bank where they can’t apply for any loan or facility from them.

If you are a good credit accountholder, you can always option for others credit card which has more benefit than the bad credit credit card, such as the reward credit card, 0% credit card, low APR credit card and many.

Pre-approved MyDIscoverCard

You can now easily get the MyDIscoverCard through the pre-approved instant secured online application from mydiscovercard.com. There are few types of MyDIscoverCard, such as the student card, the Discover More card, Open Road Card, Miles by Discover Card, Discover business card and the Discover More Card at wildlife collection.

Apply for Low Rate Credit Card

Do you know that the normal interest charged by the bank to your credit card outstanding balance is very high actually? The interest itself can kill you and bring a bad credit history to you if you are unable to settle it off. Mind you, the low rate credit card charge a lower interest than an ordinary credit card account.

Therefore, what you need is, a low rate credit card instead of just a credit card!

business credit card for bunisess owner

Few months back, there is someone recommend my boss to get a business credit card. According to the sales person, this business credit card was a new product from the bank and it was special designed for businesses owner so that they can access to additional cash flow immediately with easily and hassle free. The term and the rates they are offered was not bad and quite attractive, the rate was a bit lower than the usual credit card and cheaper than the loan from the bankers. It was a good news to my boss, as our company is having some financial problem, and hopefully the business credit card will able to help us!

how to solve bad debts

What would you do when you are suffering the bad debts problem? Applying a credit card to access to the cash to pay off the debts? Or getting a loan from loan shark company? No, you can't do that, it will only resolve your problem for temporary and the problem and the debts was still there where you have to bear a higher interest rate! The best solution to the bad debts is getting a bad credit debt consolidation from the banker. With the bad credit debt consolidation, your previous debt will be settling while you can start to create a new credit history.